Casualty admin August 24, 2020
Commercial General Liability

Coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises.

Products Liability (incl. Completed Operations)

Protection against financial loss arising out of the legal liability incurred by an insured because of injury or damage resulting from the use of a covered product or out of the liability incurred by a contractor after a job is completed (completed operations cover).

Employer’s Liability

Provides coverage to the insured (employer) for liability to employees for work-related bodily injury or disease, other than liability imposed on the insured by a workers compensation law.

Sudden and Accidental Pollution Liability

Coverage with respect to pollution incidents that were sudden and accidental and result to third party property damage or bodily injury.

Incidental Professional Indemnity
Professional indemnity insurance, also called Professional liability insurance or Errors & omissions (E&O), is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of professional services.
Security Companies / EU Directive

General liability, Product Liability and PI insurance coverage for alarms system, security guard, janitorial companies that also covers the insured’s legal obligations according to EU new latest directive.

Product Recall

Insurance coverage for the cost of getting a defective product back under the control of the manufacturer or merchandiser that would be responsible for possible bodily injury or property damage.

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